Renganathan Ramamoorthy
🧪
[ADVISOR]
✨ Consulting Services SYSTEM ADVISORY // 18+ YEARS SCALE

Renganathan Ramamoorthy

Co-Founder & Chief Tinkerer, Semi Serious Labs · Ex-Google, FIS, Arta, Amazon Product Executive & Systems Architect · Former Product Lead at Google, VP at FIS & Arta

Big-league product chops. Zero corporate fluff.

My experience at Google, Amazon and other places prepared me to lead work at this intersection of consumer experiences, platform strategy, and trust. I’ve improved people’s lives from how they watch their movies to how they pay for their groceries.

I help ambitious founders, executive teams, and high-growth companies build scaled systems, unblock gnarly roadmaps, ship high-delight consumer software, and navigate high-stakes consumer product, fintech, fraud, and AI transformations.

Executive Product Advisory & Strategic Architecture

My experience at Google, Amazon and other places prepared me to lead work at this intersection of consumer experiences, platform strategy, and trust. I’ve improved people’s lives from how they watch their movies to how they pay for their groceries.

Over 18 years engineering and scaling products at the intersection of consumer technology, complex platforms, and financial rails. Led product strategy and teams with 10+ years of executive management. Scaled Google Pay India from 0 to 100MM transacting users, generated $50MM in incremental ARR, led payments across North America, and re-architected enterprise ML fraud platforms at FIS.

18+
Years Building at Scale Years Scaled Tech Leadership
Consumer, platforms, payments & AI systems
100M+
Transacting Users 0 to 100MM User Scale
GPay India (Tez) from Day 0 to national rail
$50M+
Incremental ARR Direct Annual ARR Delivered
Paid merchant discovery & ecosystem growth
2x / 10x
Fraud Catch / Speed Fraud Accuracy / Efficiency (FIS)
Homegrown ML platform replacing 3rd-party vendor
800%
Media Streaming Surge Media Consumption Growth
Chrome media APIs, codecs & web playback
🛠️ Core Superpowers CORE ADVISORY PRACTICES

Where I Can Help You Win

No bloated theoretical decks. Battle-tested playbooks drawn from shipping inside Google, Amazon, FIS, high-growth startups, and our own independent lab.

Strategic Advisory Capabilities

High-leverage advisory across payment rails, ML fraud detection architectures, massive-scale consumer retention, and AI-native operational transformation.

Fintech, Payments & Digital Wallets

Payments are deceptively unforgiving: a single dropped packet or confusing step breaks user trust. Having managed Google Pay, Google Wallet, Autofill, and GPay API across North America and India, I help you build frictionless checkout funnels, navigate complex rail integrations, and scale monetized merchant ecosystems.

Architectural guidance spanning consumer checkout funnels, digital wallet ecosystems, network tokenization, card rails, and merchant monetization. Direct experience managing Google's North American payments portfolio, sunsetting redundant payment rails, and generating $50MM ARR via merchant discovery.

Digital Wallets (GPay & Apple Pay) Checkout & Autofill Funnels Merchant Discovery & Monetization Card Rails & Tokenization Cross-Border & Emerging Payments

Fraud, Risk & Financial Intelligence

Fraudsters evolve faster than your rules engine, and blunt defense mechanisms end up rejecting your best customers. As former VP of Product for Financial Intelligence at FIS, I help you design modern, scalable ML pipelines that catch fraud in real time while letting legitimate revenue glide through friction-free.

Design and deployment of scalable machine learning risk engines for real-time fraud mitigation and analyst orchestration. Led product at FIS replacing vendor solutions with an in-house platform that improved fraud detection accuracy 2x, drove a 10x increase in analyst operational efficiency, and contributed 2% annual revenue growth.

ML Fraud Detection Platforms Real-Time Risk Scoring Analyst Workflow Automation False-Positive Optimization Vendor vs. In-House ML Strategy

Consumer Craft & Scaled Growth

Building something users genuinely love is an art; scaling it to 100 million people without compromising latency or culture is pure engineering discipline. I help teams craft sticky viral loops, boost retention curves, and build consumer micro-interactions that turn casual visitors into passionate brand advocates.

Consumer product architecture, user acquisition loops, and systematic retention optimization. Proven record scaling GPay India from zero to 100MM transacting users, boosting GPay 28-day retention from 28% to 40% via transaction-embedding ML models, and driving 800% consumption growth on Chrome media.

0-to-100M Scale Strategy Retention & Habit Loops Transaction-Embedding ML Consumer UI/UX Craft High-Throughput Performance

AI-Native Product Architecture & Investment Tech

Skip the generic chatbot wrappers. Real AI value lives in domain-specialized evaluation frameworks, automated decision pipelines, and developer workflows that double product shipping velocity. At Arta, I helped steer the transition to an AI-native stack that drove operational profitability.

Productizing generative and predictive AI within regulated and mission-critical environments. Served as VP of Product at Arta, launching arta.ai with B2B enterprise subscription pipelines, building multi-model evaluators with automated data verification, and doubling feature velocity through an AI-native product development lifecycle.

Multi-Model Evaluators AI-Native Product Lifecycle Automated Portfolio Engines Synthetic Verification Testing B2B AI Pipeline Diversification

Product Leadership & Strategy Rationalization

The hardest product decision is almost never what to build next—it's having the courage and data to sunset what's no longer serving the mission. I advise leaders on portfolio focus, cutting organizational inertia, and building high-agency engineering and PM cultures that execute ruthlessly.

Executive product leadership, portfolio rationalization, and organizational resource reallocation. Securing cross-organizational consensus with Google senior leadership to gracefully sunset US GPay in favor of Wallet and Autofill; managing multi-disciplinary organizations of PMs, engineers, UX, and StratOps; mentoring directors to executive succession.

Portfolio Rationalization & Sunsetting Executive Stakeholder Alignment Resource Reallocation PM Director Coaching & Growth High-Agency Culture Building
📜 Battle-Tested History CAREER MILESTONES // EXECUTIVE TRACK RECORD

The Track Record & Wins

From cardiac algorithms to national payments infrastructure and modern AI studios.

Executive Leadership Timeline

Quantitative impact and strategic milestones across Tier-1 tech institutions, scale-ups, and studio ventures.

CEO & Co-Founder

Semi Serious Labs LLC · Seattle, WA
2026 – Present

Founded Semi Serious Labs as an independent software and product studio dedicated to crafting utility-first consumer companion apps and local-first software. Here, the focus is pure craft and velocity: shipping products like PokeMichi, with local-first SQLite vector embeddings and bespoke recommendation algorithms built through AI-assisted development. It operates as a living laboratory for how high-agency teams can build and ship with zero corporate friction.

VP of Product

Arta · Seattle, WA
2025 – 2026

Stepped in as VP of Product to evolve the wealth-tech platform from consumer AUM into enterprise AI pipelines. Led the launch of arta.ai, establishing a recurring enterprise B2B subscription business alongside assets under management. Built and deployed multi-model evaluators and automated data verification systems that gave institutional partners confidence in AI-generated portfolios, helping steer the company to operational profitability. Managed a cross-functional team of 10, expanded AUM by 30%, and doubled product launch velocity by rewiring engineering around an AI-native development lifecycle.

VP of Product, Financial Intelligence

FIS · Seattle, WA
2024 – 2025

Led executive product strategy across enterprise fraud mitigation, risk intelligence, and financial analytics platforms. Spearheaded the initiative to replace costly third-party vendor systems with an in-house, scalable machine learning risk platform. The homegrown engine improved fraud detection accuracy 2x, accelerated risk analyst decision workflows 10x, and contributed a direct 2% lift in annual top-line revenue—all while coaching and mentoring an internal Director to step up and succeed the VP seat.

Product Lead (12 Years)

Google · Seattle & Mountain View
2012 – 2024

Twelve years of high-scale product leadership spanning digital payments, habit-forming consumer software, and web platform infrastructure:

North America Payments & Wallet (2023–2024): Navigated one of Google’s most consequential portfolio rationalizations. Formulated cannibalization models and user-satisfaction metrics for senior leadership, securing executive alignment to gracefully sunset standalone US GPay in favor of Google Wallet and Autofill. Reallocated a 15-person cross-functional team to fuel core rails, accelerating transacting users by 30% across North America while porting transaction-embedding ML models directly into Google Search deals ranking.

GPay Deals & User Retention (2021–2023): Directed a 17-person cross-functional team across PM, Eng, and UX, lifting GPay’s 28-day user retention from 28% to 40% and expanding daily active users by 20% through transaction-embedding ML algorithms.

GPay India / Tez (2017–2021): Built and led the cross-functional team that scaled Google Pay India from 0 to 100 million transacting users on UPI, generating $50MM in incremental ARR through paid merchant discovery and turning digital payments into daily habit across a nation.

Chrome Media Platform (2012–2017): Managed the product team behind Chrome's web media engine, driving an 800% surge in web media consumption by deploying hardware-accelerated codecs, modern streaming APIs, and low-latency playback architecture.

Product Manager

Amazon · Seattle, WA
2010 – 2012

Focused on living-room consumer entertainment and fulfillment economics. Launched the first-ever Amazon Prime Video application on Xbox, improving Prime customer retention by 20% and fundamentally shaping how audiences watch movies on the big screen. In parallel, doubled Amazon gaming top-line revenue through in-game digital and physical purchase rails, and piloted and scaled AmazonTote nationally to lower per-unit fulfillment costs for recurring grocery and household deliveries.

Senior Systems Engineer

Siemens · Bangalore (India) & Forchheim (Germany)
2005 – 2008

Deep-system algorithms and biomedical software engineering. Researched, patented, and deployed a 5x faster 3D mathematical algorithm for hybrid cardiac visualization, cutting clinical CT scanner turnaround times by 25% to assist clinicians during critical cardiac diagnostics.

Education & Foundational Background

Global Management & Computer Science

MBA in Global Management (2010) · Thunderbird School of Global Management, Glendale, AZ
Bachelor of Technology in Computer Science & Engineering (2005) · University of Kerala, India

🤝 Working Together ENGAGEMENT FORMATS

How We Can Work Together

Flexible, high-impact formats tailored to your stage—whether you need a 1-hour laser focus or a multi-month executive retainer.

Structured Engagement Frameworks

Direct executive advisory engagements tailored for seed-to-growth founders, CPOs, and enterprise technology leadership.

Have a messy problem or a bold vision?

Whether you're untangling payment rails, scaling to your first 10 million users, or rethinking your AI roadmap—let's grab time and figure it out together.

Schedule a Strategic Advisory Consultation

Direct calendar reservation for founders, technology executives, and enterprise partners. Available for remote sessions worldwide or in-person in Seattle, WA.